Need Some Help??

Although this blog hasn't been updated in a while, it's hoped that some strides have been made towards your life change in the area of finances.

Some ideas to keep in mind as taken from

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• Take baby steps-Don't do too many things at once. Doing too much at once will cause frustration and discouragement.
• Be Realistic-Set short term goals. Make a decision to stop INCREASING debt. Be realistic about DECREASING it in 6-12 mos.
• Look for Immediate Benefits- be proud that u had the courage to take control of your finances! Think of how happy you;ll be when u don't have to avoid bill collectors phone calls, or when the day comes when you'll meet your commitments! :)
• Visualize the Future- Imagine what u'll do with your extra $$-invest it, vacation, charity etc.
• Chart Your Own Course-Set up your plan and be sure it works. Don't jump from fad to craze...no comparisons (to your friends) will mean no discouragement.
• Believe In Yourself-Look for small things to get excited about...paying off a bill, getting a balance below $1,000 etc. Remember you're human. if you slip up, it's ok. Don't let it keep you from your bigger goal. Shake it off and keep moving.
• Make it EZ-Leave the ATM cards at home, take a walk in the park, go to the Libary.
• Anticipate Your Excuses-Pay attention to your trouble spots. Have accountability people-those who you'll answer to.
  
• Be Patient- Again, set small goes to avoid discouragement, forgive your slip ups, stick with it, and in time success is yours!
• Celebrate Your Success- Allow small celebrations for yourself, say, every 6-12 mos. Do a trip to the beach, pizza and movies at home, potluck dinner w/friends. Ask them to keep supporting you towards your next goal!

-Remember to be happy, and know you'll be helping someone who is in the same boat, YOU ONCE were in!!